We are here to manage your finance with experience
Karmal & Associates is a dynamic Chartered Accountancy firm based in Mohali, Punjab, dedicated to providing high-quality financial, taxation, and audit services. Founded by CA Karmal Garg, a seasoned professional with over five years of experience, the firm is built on a foundation of integrity, technical excellence, and personalized client service.
Our core expertise lies in GST compliance and litigation, as well as Income Tax litigation and advisory. We serve a diverse clientele, from individuals to businesses, offering strategic guidance and robust representation before tax authorities.
At Karmal & Associates, we provide a comprehensive suite of professional services tailored to meet the evolving needs of businesses and individuals. Our offerings are built on deep expertise, regulatory insight, and a commitment to delivering value at every stage.
At Karmal & Associates, we believe in proactive solutions, transparent communication, and long-term partnerships. Whether it’s navigating the complexities of tax laws or ensuring audit readiness, we are here to empower our clients with clarity and confidence.
Why Choose Us?
Industries We Serve
Information Technology (IT)
Scalable tax and compliance strategies for fast-paced, innovation-driven tech businesses.
Manufacturing
Cost-effective accounting, tax structuring, and compliance solutions tailored for manufacturers.
Hotels & Restaurants
Specialized GST, FSSAI, and licensing support to keep hospitality businesses compliant and profitable.
Service Sector
Customized accounting and tax planning for professionals and service-based enterprises.
Franchises
Support with financial reporting, royalty structuring, and compliance across franchise models.
Trading & Wholesale
End-to-end accounting, inventory management, and indirect tax solutions for trading and wholesale businesses.
Education
Advisory and audit services for schools, colleges, and edtech ventures to streamline financial operations.